As Australia’s housing shortage intensifies, developers need more than just funding - they need a lending partner who understands their challenges, moves quickly, and provides financial certainty.
For more than 20 years, Trilogy Funds has been that partner, financing projects across the residential, industrial, retail and specialty commercial property sectors.
Unlike lenders that spread their focus across multiple financial products, Trilogy Funds has carved out a niche specialising solely in small-to-medium property development lending.
This focused approach allows Trilogy Funds to be highly responsive in a space where speed and adaptability are essential.
“We’re small enough to be an agile finance partner, but large enough to provide the depth of resources and support that developers need,” said Clinton Arentz, Executive Director - Lending and Property Assets.
From apartment and townhouse developments to childcare centres and land subdivision, Trilogy Funds provides the capital driving the essential developments shaping our communities.
A Targeted Approach to an Urgent Problem
With demand for housing at an all-time high, Trilogy Funds has emerged as a key player in financing developments that address Australia’s housing crisis.
Over the past five years alone, the company has financed more than $3.2 billion worth of projects, contributing to over 4,700 new dwellings.
“There’s major demand across the country for small to mid-size developments, and we are helping developers to meet the growing need for housing in these areas,” Mr Arentz said.
Many of Trilogy Funds’ projects cater to first-home buyers and upgraders - segments that are critical to a healthy property market.
“These projects are the unsung heroes of solving the housing crisis,” he said. “They might not have the same visibility as larger-scale developments, but they play a vital role in creating new housing supply.”
Funding Stability Through the Trilogy Monthly Income Trust
A key strength of Trilogy Funds lies in the Trilogy Monthly Income Trust, a pooled mortgage fund that ensures a stable, reliable source of capital for development projects. The Trust provides loans between $3 million and $50 million, offering competitive rates and terms, with close to $1 billion in approved loans currently in the market.
“Our pooled mortgage fund is a key differentiator,” Mr Arentz said.
“Backed by almost two decades of experience, it gives our clients the certainty of large-scale construction funding with a mainstream lender that has robust resources to support projects.”
Mr Arentz said sourcing funds through a diversified and national network was critical to the Trust’s success.
“Our investor support base is very strong, underwritten by our stability,” he said.
Hands-On Support for Developers
Trilogy Funds’ commitment to its clients goes beyond financing.
The company works alongside developers from project inception to completion, ensuring they have the capital and day-by-day support needed to succeed.
To achieve this, Trilogy Fund provides hands-on and personalised approach using a dedicated team of portfolio managers, lending analysts, and administrative staff across Queensland, New South Wales and Victoria – ensuring help is always just a phone call away.
“It’s one thing to write a loan, but quite another to ensure its successful completion,” Mr Arentz said.
“We’re there to provide capital support all the way through the project, from commencement to completion.”
Looking ahead: A market in transition
While construction has faced headwinds from supply chain disruptions and inflationary pressures, Mr Arentz remains optimistic.
“We see signs of stabilisation, with long-term trends normalising,” he said.
“Employment remains strong, regional growth is solid, and demand for housing continues.”
With these fundamentals in place, Trilogy Funds is positioning itself for continued growth - both for its clients and its flagship investment fund.
“The non-bank lending sector is expanding, and we intend to lead that growth with quality service, strong governance, and innovative funding solutions,” Mr Arentz said.
This commitment to excellence hasn’t gone unnoticed. Trilogy Funds was recognised as an excellence awardee in the Non-Bank of the Year category at the 2024 Australian Mortgage Awards.
“It’s industry recognition that we’re doing something right,” he said.
“But we don’t rest on our laurels. We hold ourselves to a high standard and will continue delivering for developers, investors, and the communities we help build.”
